Tools & calculators
Plan every rupee before you borrow.
Accurate EMI calculations on a reducing balance, with full amortisation schedules, down-payment planning and balance transfer comparisons that include fees.
EMI Calculator
Enter a loan amount, interest rate and tenure to see your monthly EMI, total interest and a month-by-month repayment schedule.
Home Loan EMI Calculator
See how the loan amount, interest rate and tenure change your home loan EMI and total interest.
Personal Loan EMI Calculator
Estimate your personal loan EMI and total cost across different tenures.
Car Loan EMI Calculator
Enter the on-road price and your down payment to estimate the loan amount, EMI and total interest for a new car.
Used Car Loan EMI Calculator
Estimate the loan amount and EMI for a used car after your down payment.
Education Loan EMI Calculator
Estimate monthly repayments for an education loan. Moratorium-period interest is not included.
Bike Loan EMI Calculator
Enter the on-road price and your down payment to estimate your two-wheeler loan EMI.
Balance Transfer Calculator
Compare your existing loan with a proposed rate over the remaining tenure, including fees, to see whether a transfer could save you money.
How our calculators work
We use the standard reducing-balance formula: EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where P is the loan amount, r is the annual rate ÷ 12 ÷ 100 and n is the number of months. At a 0% rate, EMI = P ÷ n. Results are illustrative; lenders decide actual rates, fees and eligibility.
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