Rupeevalley

Tools & calculators

EMI Calculator

Enter a loan amount, interest rate and tenure to see your monthly EMI, total interest and a month-by-month repayment schedule.

₹10,000 to ₹10 crore
0% to 30%
Tenure unit
1 yr30 yr
Add fees (optional)

Enter only fees you know about. They are shown separately and do not change the EMI.

Results

Your monthly EMI

₹21,247

Principal amount
₹10,00,000
Total interest
₹2,74,823
Total repayment
₹12,74,823
Want to explore this scenario?We’ll attach these results to your enquiry, so you won’t need to re-enter anything.

  • Calculated on a reducing balance with a fixed annual rate of 10% for 5 years.
  • Processing fees, GST, insurance and other charges are excluded unless you add them.
  • Results are illustrative. Actual rates, EMI and eligibility are decided by the lender.
View amortisation schedule
Repayment schedule by year. Expand a year to see monthly rows.
Period Opening balance Principal Interest Instalments Closing balance
₹10,00,000 ₹1,62,268 ₹92,696 ₹2,54,964 ₹8,37,732
₹8,37,732 ₹1,79,260 ₹75,705 ₹2,54,964 ₹6,58,472
₹6,58,472 ₹1,98,030 ₹56,934 ₹2,54,964 ₹4,60,442
₹4,60,442 ₹2,18,767 ₹36,198 ₹2,54,964 ₹2,41,675
₹2,41,675 ₹2,41,675 ₹13,290 ₹2,54,965 ₹0

Results are illustrative estimates based on the values you enter and a fixed rate. They are not an offer of credit. Actual EMI, rate and eligibility are decided by the lender.

Next step

Like what you see? Let’s talk about your options.

Send us your requirement and we’ll include the values from this calculator, so our team understands what you’re planning.

We use the standard reducing-balance formula: EMI = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), where P is the loan amount, r is the monthly interest rate and n is the number of months. Results are illustrative.

Get assistance with this loan

We’ll attach your calculator values to the enquiry.

We never ask for Aadhaar, PAN, OTPs or bank passwords on this form.

Your calculation is attached

Reach out now

Share your contact details and our team will get in touch about this scenario. You don’t need to re-enter any figures.

We never ask for Aadhaar, PAN, OTPs or bank passwords.