Rupeevalley

Tools & calculators

Bike Loan EMI Calculator

Enter the on-road price and your down payment to estimate your two-wheeler loan EMI.

₹10,000 to ₹12.5 lakh
₹0 to ₹1.18 lakh

Loan amount: ₹1,00,000 (allowed ₹10,000 – ₹10 lakh)

0% to 30%
Tenure unit
1 yr5 yr
Add fees (optional)

Enter only fees you know about. They are shown separately and do not change the EMI.

Results

Your monthly EMI

₹3,321

Principal amount
₹1,00,000
Total interest
₹19,572
Total repayment
₹1,19,572
Want to explore this scenario?We’ll attach these results to your enquiry, so you won’t need to re-enter anything.

  • Calculated on a reducing balance with a fixed annual rate of 12% for 3 years.
  • Loan amount = on-road price minus your down payment.
  • Processing fees, GST, insurance and other charges are excluded unless you add them.
  • Results are illustrative. Actual rates, EMI and eligibility are decided by the lender.
View amortisation schedule
Repayment schedule by year. Expand a year to see monthly rows.
Period Opening balance Principal Interest Instalments Closing balance
₹1,00,000 ₹29,442 ₹10,416 ₹39,857 ₹70,558
₹70,558 ₹33,175 ₹6,682 ₹39,857 ₹37,383
₹37,383 ₹37,383 ₹2,474 ₹39,857 ₹0

The default rate is an example for illustration only and is not a quoted rate. Results exclude fees unless entered. The lender decides your actual terms.

Next step

Like what you see? Let’s talk about your options.

Send us your requirement and we’ll include the values from this calculator, so our team understands what you’re planning.

Learn more about bike loans

Bike loans usually have shorter tenures than car or home loans. Use the calculator to compare EMIs across tenures.

Use the on-road price, which typically includes registration and insurance, so the estimate reflects what you will actually pay.

Get assistance with this loan

We’ll attach your calculator values to the enquiry.

We never ask for Aadhaar, PAN, OTPs or bank passwords on this form.

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We never ask for Aadhaar, PAN, OTPs or bank passwords.